Terms of Service

1. Acceptance of Terms

By downloading, installing, or using any mobile application or service provided by 314 Apps (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Services.

These Terms constitute a legally binding agreement between you and 314 Apps ("we," "us," or "our") regarding your use of our Services.

2. Description of Services

314 Apps develops and operates mobile applications, including but not limited to:

• Pools: An NFL pick'em pool management app that allows users to create and join weekly pick'em pools, make game predictions, and track standings

Our apps are intended for entertainment purposes only and do not facilitate real-money gambling or betting.

3. User Accounts

3.1 Registration

To use certain features of our Services, you must create an account. You agree to:

• Provide accurate and complete registration information
• Maintain the security of your account credentials
• Promptly update your information if it changes
• Accept responsibility for all activities under your account

3.2 Account Eligibility

You must be at least 13 years old to create an account and use our Services. By using our Services, you represent that you meet this age requirement.

4. Subscriptions and Payments

4.1 In-App Purchases

Our Services may offer in-app purchases. All purchases are processed through Apple's App Store or other applicable platform payment systems.

4.2 Pricing

Prices for in-app purchases are displayed in the app and may vary by region. All prices are subject to change without notice.

4.3 Refunds

Refund requests are handled according to Apple's App Store refund policies. Please contact Apple directly for refund inquiries.

5. User Conduct

You agree not to:

• Use our Services for any illegal purpose or in violation of any laws
• Harass, abuse, or harm other users
• Impersonate any person or entity
• Interfere with or disrupt our Services' operation
• Attempt to gain unauthorized access to any part of our Services
• Use automated systems or bots to interact with our Services
• Collect or harvest user information without consent
• Use our Services for real-money gambling or betting

6. Intellectual Property

6.1 Our Rights

Our Services, including their design, features, and content, are owned by 314 Apps and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express permission.

6.2 Third-Party Trademarks

Third-party names, logos, and related marks used within our apps are trademarks of their respective owners. Our Services are not affiliated with, endorsed by, or sponsored by any third-party trademark holders unless explicitly stated.

6.3 User Content

You retain ownership of any content you submit to our Services. By submitting content, you grant us a non-exclusive, royalty-free license to use, display, and distribute that content within our Services.

7. Disclaimers

7.1 No Warranty

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT GUARANTEE THAT OUR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

7.2 Third-Party Information

While we strive for accuracy, we do not guarantee the accuracy of any third-party data or information displayed within our Services.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OUR SERVICES. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID FOR IN-APP PURCHASES IN THE PAST TWELVE MONTHS.

9. Termination

We reserve the right to suspend or terminate your account at any time for violation of these Terms or for any other reason at our discretion. Upon termination, your right to use our Services will immediately cease.

You may delete your account at any time by contacting us at the email address below.

10. Changes to Terms

We may modify these Terms at any time. We will notify you of significant changes through our apps or via email. Your continued use of our Services after changes are posted constitutes acceptance of the modified Terms.

11. Governing Law

These Terms are governed by the laws of the United States and the State of Texas, without regard to conflict of law principles. Any disputes shall be resolved in the courts located in Texas.

12. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.